Last updated: 29.01.2026

1. Introduction
This Privacy Policy explains how Mjoelnir Capital (“we”, “us”, “our”) collects, uses, stores, and protects personal data when users access or interact with https://mjoelnir-capital.com (the “Website”).

We are committed to protecting personal data in accordance with Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data of the United Arab Emirates (PDPL).

Where applicable, and where users are located in the European Union or European Economic Area, we also consider the principles of the EU General Data Protection Regulation (GDPR).

2. Scope of This Privacy Policy
This Privacy Policy applies to all visitors, users, and other individuals who access or interact with the Website, regardless of their geographic location.

Primary legal basis:

• UAE Federal Decree-Law No. 45 of 2021 (PDPL)

Secondary consideration (where applicable):

• EU GDPR for users located in the EU or EEA
  
  
  

3. Personal Data We Process
Depending on how the Website is used, we may process the following categories of personal data:

• Technical data such as IP address, browser type, device information, operating system
• Usage data such as pages visited, time spent on the Website, interaction behavior
• Communication data submitted via contact forms or email
• Cookie and tracking data

We do not intentionally collect sensitive personal data unless explicitly required and lawfully permitted.

4. Cookies and Tracking Technologies
4.1 Use of Cookies

The Website uses cookies and similar technologies to ensure functionality, security, performance optimization, and analytics.

Cookies are small text files stored on your device when you visit a website.

The Website uses:

• Strictly necessary cookies required for basic operation
• Analytics cookies, including Google Analytics, to understand website usage

Non-essential cookies are only used after consent, where required by applicable law.

4.2 Cookie and Consent Banner
Upon your first visit, a cookie or consent banner is displayed allowing you to accept or reject non-essential cookies, including analytics cookies.

You may withdraw or modify your consent at any time through your browser settings or the cookie management mechanism, if available.

5. Google Analytics
5.1 Use of Google Analytics

This Website uses Google Analytics, a web analytics service provided by Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States.

Google Analytics uses cookies and similar technologies to collect information about how visitors use the Website.

The data collected may include:

• Anonymized IP address
• Browser and device information
• Pages visited and user interactions
• Referrer URLs
• Date and time of access

This data is used exclusively to analyze website usage, improve performance, and enhance user experience.

5.2 IP Anonymization
IP anonymization is enabled. IP addresses are truncated before storage and further processing, particularly for users located in the EU or EEA.

5.3 Legal Basis
Under UAE PDPL, personal data is processed based on legitimate business purposes and user consent where required.

Where EU GDPR applies, Google Analytics is used only after explicit user consent, obtained via the cookie banner.

5.4 International Data Transfers
Google Analytics data may be processed on servers located outside the UAE and outside the EU, including in the United States.

In such cases, appropriate safeguards are applied in accordance with PDPL and, where applicable, GDPR standards, including contractual protections and recognized data transfer mechanisms.

Google Analytics is explicitly included in these international transfers.

5.5 Opt-Out
Users may prevent Google Analytics tracking by:

• Adjusting browser cookie settings
• Installing the Google Analytics Opt-out Browser Add-on:
  https://tools.google.com/dlpage/gaoptout

More information about Google’s data processing practices is available at:
https://policies.google.com/privacy

6. Purpose of Processing
Personal data is processed for the following purposes:

• Operating and maintaining the Website
• Analyzing Website performance and usage
• Improving content, structure, and functionality
• Responding to inquiries and communications
• Ensuring security and preventing misuse
  
  

7. Legal Basis for Processing
Depending on the circumstances, personal data is processed based on:

• User consent
• Legitimate business interests under UAE PDPL
• Contractual or pre-contractual necessity
• Compliance with legal obligations

8. Data Retention
Personal data is retained only for as long as necessary to fulfill the purposes described in this Privacy Policy or as required by applicable law.

Analytics data retention follows Google Analytics configuration settings.

9. User Rights
In accordance with UAE PDPL, and where applicable EU GDPR, users may have the following rights:

• Right to access personal data
• Right to request correction or update
• Right to request deletion, subject to legal obligations
• Right to object to or restrict processing where applicable
• Right to withdraw consent at any time

Requests may be submitted using the contact details provided in Section 1.

10. Data Security
We implement appropriate technical and organizational measures to protect personal data against unauthorized access, loss, misuse, or alteration.

However, no online system can be guaranteed to be fully secure.

11. Third-Party Service Providers
We may engage third-party service providers for hosting, analytics, security, or operational support. These providers process personal data only on our instructions and in compliance with applicable data protection laws.

12. Changes to This Privacy Policy
This Privacy Policy may be updated periodically to reflect legal, regulatory, or operational changes.

The most current version will always be published on this page with the updated date.

13. Contact
For questions or requests regarding this Privacy Policy or personal data processing, please contact:

Email: [email protected]